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6 Ways To Check Your Credit Score For Free in 2023

Ever noticed how many people don't know what their credit score is? Anytime someone tells us they aren't are aware of their credit we are completely dumbfounded. Your credit score is the most important aspect of your financial life. This number follows you everywhere you go, and it plays a vital role in every major financial situation you may encounter in your life. Your ability to get a loan, Continue reading…

Are Payday Loans Safe?

When you find yourself in a tough financial spot due to unforeseen expenses or other issues, you may turn to a loan to help tie you over. Loans however are often confusing and you can easily become stressed and daunted by the whole situation. Your first thought may be to pop along to your local bank branch and ask for a personal loan. If you are not in an immediate emergency this might be Continue reading…

How to Get out of the Payday Loan Trap

Payday loans can seem like the perfect way to get some quick cash when you need it. They are a short-term solution to any money problems which you might have half way through the month before payday, and thousands of people take advantage of them each year. However, many users of payday loans find themselves falling into a trap, where they need to continuous borrow money in order to stay Continue reading…

Do Online Payday Loans Check Your Credit?

You are probably wondering whether online payday loans check your credit - the truth is they can do it, but the good news is that bad credit is not an automatic disqualifier! Don't shy away from payday loans if you have bad credit You may be put off from applying for payday loans because you believe your poor credit score will get your rejected - preventing you from borrowing the money you Continue reading…

What is Annual Percentage Rate (APR)?

Before taking out a loan or other form of credit you need to consider the interest rate, often applied as an Annual Percentage Rate (APR). This will determine the cost of the loan, i.e. the amount you will have to pay on top of the principal. It's all good getting offered a large unsecured loan, but if you can't afford the interest then you will get in to a difficult financial spot. Knowing and Continue reading…

In Which Sates Are Payday Loans Legal?

Payday loans are one of the fastest growing forms of credit right now. Helping many people get out of a temporary financial blip, they are still not available in every single state because they can be and are abused by both the borrower and the lender. Individual state law regulations differ from state to state: The amount you can borrow, how much interest can be charged and other aspects of the Continue reading…

7 Ways You Could Be Completely Misusing Your Loan Funds

You may have heard a lot about how payday loans can push borrowers into a vicious cycle of debt. Yes, it can happen, but only when payday loans are severely misused. Payday loans are intended as cash that anyone can take out in an emergency. This money is intended to help out borrowers in emergency situations only. For example, if there's a bill overdue right now, cash advance can help cover it. Continue reading…

Payday loans can be the perfect solution to a temporary financial blip. Perhaps you miscalculated the month's budget, have an unforeseen bill that needs paying, or you need to get the car fixed. If the debt can be settled at the time of your next pay check, then a payday loan is definitely worth considering. However that doesn't mean there aren't other options - especially if you don't meet the Continue reading…

There's a lot at stake with those 3 digits. That's because your credit score can greatly influence your eligibility for new loans, whether your rental application is approved by the landlord, the interest rate on your mortgage and how much you'll pay in auto and home insurance rates. In fact, when you have an excellent credit rating, you can easily save a lot of money, but if it is low due to Continue reading…

Hard And Soft Credit Checks - What Are They?

If it's been a while since you've checked your credit report, you may be shocked when you get to the "inquiries" or "credit checks" section. You may see a slew of credit report inquiries from various companies from whom you know you didn't ask for credit. Has this ever happened to you? Before you get your knickers in a bunch, though, you must take a deep breath and remember Continue reading…

Important Benefits Of Online Payday Loans

If you need emergency cash to tide you over until payday, you've probably considered taking out a loan - we've all been there. But what makes online payday loans the ideal choice in this situation? Speed, simplicity and flexible terms are just some of the benefits, but let's take a closer look at what makes our service and lenders stand out above the rest: Quick summary of top payday loans Continue reading…

6 Steps To Get An Online Loan Approved

You can access different types of unsecured personal loans online including installment and payday loans. Online loans are a convenient way to pay for urgent bills. You do not need any collateral to qualify for such loans. It takes as fast as one working day for most lenders in the market to fund online loans. Some are willing to lend to borrowers with bad credit as long as they can prove their Continue reading…

How To Pay Off Bills With No Money in 2021: The Definitive Guide

Are you struggling with a cloud of outstanding debt over your head? If this is true, chances are you are trying to find a solution on how to pay off bills with no money. Despite being a topic that many people are interested in, it is not something that is discussed in details by many financial bloggers. And here's the good news: In this article we will show you the exact step-by-step Continue reading…