3 Month Payday Loans (Bad Credit Accepted)
Are you searching for "3-month payday loans"?
First, there is no type of loan specifically called that, because payday loans are only for up to 30 days.
But here's the good news:
There ARE loans that you can still easily apply for online and that have a 3 month term - you just have to repay them in 3 monthly installments. In that sense, you could imagine them as 3 payday loans in one, but let's not confuse the matter.
We offer one of the best loan matching services on the web, and here's exactly how it works:
Borrow What You Need
Whether you just need $100 for an unexpected bill or as much as $5,000 for a large upfront purchase, you can use our online form to request precisely what you need and we'll attempt to connect you with a lender who can offer this amount.
The exact amount you might be offered could vary depending on the information you submit with your application, but lenders will do their best to meet your requirements.
As well as flexible amounts, lenders can also provide flexible loan durations.
ElcLoans.com is not a lender. Each independent, third party lender has their own terms and conditions, including those concerning repayment. You should contact your lender for information about the date and time for repayment as specified in your loan agreement.
Repay Over 3 Months or Other Durations
While there is no such thing as 3 month payday loans, the direct lenders in our network provide up to 30 day payday loans, 3 month installment loans, and many other durations between two weeks and two years!
Again, ElcLoans.com is not a lender. Each independent, third party lender has their own terms and conditions, including those concerning repayment. You should contact your lender for information about the date and time for repayment as specified in your loan agreement.
So whatever your personal situation, there could probably be a solution for you.
If you did want a loan over 3 months, spreading the cost over installments instead of repaying in one lump sum (like a payday loan) is much more manageable.
What's more, there are little eligibility requirements, so almost all adults in the United States can use our loan request form!
Most Adults Eligible
In order to successfully use our loan matching service and then (if connected) submit an application with one of our lenders, all that's required is that you're over the age of 18 and are a legal resident of the United States.
You must also have a stable monthly income and a bank account in your name, where the loan can be deposited and repayments taken.
Other than that you are free to get started right away. In fact, even those with bad credit can still use our form!
You Can Still Apply For 3 Month Payday Loans With Bad Credit
Some sites bogusly claim you can get a guaranteed loan with no credit check.
While we'll never make such promises, the good news is that you CAN apply with bad credit without being automatically rejected and do stand a chance of being approved by a lender.
This is because they take into account many factors when making their decision, including your income level and other information provided during the application.
They will, however, still carry out a credit check as part of their assessment.
No Stress Fast Online Service
At ElcLoans we take the stress out of applying for 3 month loans by streamlining the process and allowing you to access a network of 100 or more lenders, using just one simple loan request form.
All you have to do is select how much you desire, provide your personal and bank details, and we'll attempt to connect you with a lender in minutes.
You no longer have to wait in line at the bank or waste time applying with multiple lenders individually.
What's more, if you are approved by a lender and sign the online contract, you could see the cash in your account in as fast as one working day!
No Hidden Terms or Interest Rates
Before you sign any contract you will be given a digital copy of the terms and conditions and it will be made clear how much you will be charged in interest and the repayment terms.
A 3 month loan, for example, will usually be repaid in three equal monthly installments.
As with any financial undertaking, it is important that you read through the lender's terms before making your final decision.
You are free to end the process at any time prior to digitally signing the agreement, with no obligation.
Automatic Repayments
Repayment couldn't be easier!
At the time of application, you will be asked to provide a checking account in your name and this is where the loan will be deposited and repayments automatically taken - no need to write a check or do a manual transfer.
Get Started Now!
So what are you waiting for?
Although 3 month payday loans don't exist, a 3 month installment loan could be just what you need.
If you are looking for instant cash, you can easily request a loan online even if you have bad credit, and you can soon tap into a network of over 100 direct lenders without leaving the couch!
The process is so quick that if connected and then approved by lender, you could see the cash as soon as the next business day!